I haven't payed particularly close attention, but it seems to me like Miami is just exceptionally good at screwing up the 4th quarters of games this year. They have been really close and should have won multiple times this season only to lose in spectacular fashion. You have to wonder how long it will take for fans to turn on their coach. He is a great recruiter, but terrible in-game.
As for Buffalo, their defense is quite possibly top of the MAC. After losing Anderson today though, they are now on their 3rd string QB. I thought they were done for when their starter (and star player) went down only for Anderson to come in and play better than his predecessor. The season will rely on one of those 2 getting healthy or Vantrease (a Freshman from Stow) will need to step up big for them.